Should you lend your boyfriend money?
You would do anything for your man. So what does the money give you – and all of us, if we’re being honest – such a break? We’re happy to pay for dinner and drinks, take half the bill for a weekend getaway, and even drop our dollars into a game of strip poker, knowing full well we’ll lose. Yet when our little friends are in a bind and ask to borrow a few dollars, it doesn’t seem so easy. And is that even a bad thing?
Most of us learned from a young age that lending money to friends and even family members was bad news. A boyfriend surely falls in the same field, doesn’t he? But where the lines get a bit blurry is when you’re super close, like when you’re getting ready to get married. If you’re planning to mix up your finances anyway, does the idea of him borrowing a few dollars still seem so bad to you?
Or is it more a question of a dollar amount? Say, for example, your man needs $ 20 in cash because he didn’t go to the bank until it closed and is heading to a cash bar tonight. Does that sound like a better idea than writing him a check for $ 1,500 so he can offer a bigger down payment on a house?
I think no matter what level your relationship is or how much money your man needs, you better avoid loaning him money if other options are available. Money manipulates our emotions so easily and quickly that allowing it to borrow even $ 20, if not paid back on time, can be as dangerous as lighting a match near gasoline. And who really wants to bicker over a few bucks?
If you think you owe or need to lend him money and the amount he needs is more than what you can afford to lose, I even suggest writing a deal on paper. Include when it will reimburse you, in what form, and how much it will return to you. That way, if, God forbid, you part before He pays you back, you have some kind of recourse to get your money back.
But what do you think? Are you comfortable lending your boyfriend money no matter how long you’ve been together or how much he needs? Do you have any rules to follow when it comes to loans between lovers?